Terms & Conditions

WARNINGS

• Be wary of blackmail attempts in which strangers threaten you in exchange for IBIZ as a means of extortion. One
common execution of this method is by email, where-in the sender transmits a message claiming that he/she has
hacked into your computer and is operating it via remote desktop protocol (RDP). The sender says that a key logger
has been installed and that your web cam was used to record you doing something you may not want others to know
about. The sender provides two options - send IBIZ to suppress the material, or send nothing and see the content
sent to your email contacts and spread across your social networks. Scammers use stolen email lists and other
leaked user information to run this scheme across thousands of people en masse.

• Be sure to use a REPUTABLE EXCHANGE when buying or selling IBIZ.Due to the viral nature of how information
spreads across on the internet, scammers seek to take advantage of people by offering free giveaways of IBIZ or
other digital currencies in exchange for sending a small amount to register, or by providing some personal
information. When you see this on a website or social network, it's best to immediately report the content as
fraudulent, so that others don't fall victim. Unfortunately it's very easy for con-artists to create social media accounts
and impersonate people. Often times they lie in wait, until the person they're trying to impersonate publishes content.
The impersonator then replies to it with a follow-up message or call to action - like a free giveaway - using an
account that looks almost identical to the original poster or author. This makes it seem like the original person is
saying it. Alternatively, impersonators may also try to use these same fake accounts to trick others via private or
direct message into taking some kind of action in an attempt to defraud or compromise.

• Never participate in free giveaways, and if you receive an odd request via someone in your network, it's best to
double check to confirm the authenticity via multiple mediums of communication. Hackers have become very creative
at finding ways to steal from people. When sending IBIZ, always be sure to double or triple check the address you're
sending to. Some malware programs, once installed, will change IBIZ addresses when they're pasted from a user's
clipboard, so that all of the IBIZ unknowingly gets sent to the hacker's address instead. Since there is little chance of
reversing a IBIZ transaction once it's confirmed by the network, noticing this after the fact means it's too late and
most likely can't be recovered. It's a good idea to be super-cautious about what programs you allow to have
administrator access on your devices. An up-to-date, reputable virus scanner can also help but is not foolproof.
When buying or selling IBIZ locally, a counterparty may ask you to meet in person to conduct the exchange. If it isn't
a trusted party that you already know, this is a very risky proposition that could result in you getting robbed or injured.

• Con-artists have also been known to exchange counterfeit fiat currency in exchange for IBIZ. Consider using a peerto-peer platform to escrow the funds in place of meeting in person. Do not reply to emails or inbound
communications from strangers telling you they need help moving some money, whereafter in exchange for your
services, you'll get a portion of the funds. Beware of emails purported to be from services you use soliciting you for
action, such as resetting your password, or clicking through to provide some sort of interaction with regard to your
account. It can be very difficult to spot the difference in a fake email that's trying to entice you to compromise your
account, and a legitimate one sent on behalf of a product or service that you use. When in doubt, considering triplechecking the authenticity of the communication by forwarding it to the company, using the contact email address on
their website, calling them on the telephone, and/or reaching out to them via their official social media accounts.

• Phishing website often go hand-in-hand with phishing emails. Phishing emails can link to a replica website designed
to steal login credentials or prompt one to install malware. Do not install software or log in to a website unless you
are 100% sure it isn't a fake one. Phishing website may also appear as sponsored results on search engines or in
app marketplaces used by mobile devices. Be wary that you aren't downloading a fake app or clicking a sponsored
link to a fake website.
• Do not participate in offerings where one or more people offer you a guaranteed return in exchange for an upfront
deposit. This is known as a ponzi scheme, where-in future depositors' principals are used to pay previous investors.
The end result is usually a lot of people losing a lot of money. A pyramid scheme promises returns to participants
based on the number of people they invite to join. This enables the scheme to grow virally and rapidly, however, it
most often doesn't result in any kind of meaningful return for the members and/or those invited who also joined.
Never invite your personal network under the sole goal of accumulating rewards or returns from a product or service,
and do not contribute your own capital at the behest of others to accelerate the process.

• Similarly to free giveaways, prize giveaway scams trick people into taking action or supplying information about
themselves. For example, supplying a name, address, email and phone number in order to claim a prize. This can
allow a hacker to attempt to use the information to gain access to accounts by impersonating you.

• Do not trust people who entice you or others to invest because they claim that they know what the IBIZ price is going
to be. In a pump and dump scheme, a person (or persons) try to artificially drive up or pump the price so that they
can dump their holdings for a profit. This is a type of malware that partially or completely blocks access to a device
unless you pay a ransom in IBIZ. It's best to consult the advice of a trusted computer professional for removal
assistance, rather than paying the ransom.

• Be careful about what programs you install on your devices, especially those that request administrator access. Also
be sure to double-check that the application you are downloading isn't a fake one that's impersonating a legitimate
one you've used in the past.Be careful when investing in alternative coins (altcoins).

• Amongst altcoins there may be scam coins, enticing users to invest via private sales, or with presale discounts.
Scam coins may feature a flashy website and/or boast a large community to create a fear of missing out effect on
people who discover it. This helps early holders pump up the price so that they can dump and exit their positions for
a profit. Scam coins without large communities may do airdrops - offering free coins (or tokens) to people in
exchange for joining their communities. This enables scam coins to present their initiatives with inflated traction
metrics to make investors feel like they're missing out when it comes time for them to decide if they'd like to buy-in.
Scam coins may also use the word IBIZ in them in an effort to trick or mislead people into thinking there is a
legitimate relationship.

• Before using www.ibiz.fun and/or IBIZ you must agree and confirm that any investment in cryptocurrency involves a
certain level of risk, and you should always do your own research and consult with a professional financial advisor
before investing.

• Regarding the www.ibiz.fun BRC20 utility token (IBIZ) specifically, it's important to carefully read and understand the
project's whitepaper, as well as any other relevant information, such as the project's website and social media
channels. Make sure you understand the purpose of the token and how it will be used within the project's ecosystem.

• It's also important to be aware of any potential risks or limitations associated with the use of the token, such as
regulatory issues or technical vulnerabilities. Make sure you fully understand the terms and conditions associated
with the token, including any restrictions on transferability or use. In summary, before investing in the www.ibiz.fun
BRC20 utility token (IBIZ), make sure you have a thorough understanding of the project and the associated risks,
and always seek professional advice.

• It's important to note that the legal status of utility tokens may vary depending on the jurisdiction, and you should
always consult with a licensed attorney before investing or using utility tokens.

• In general, utility tokens are designed to provide access to a particular product or service within a blockchain-based
ecosystem. They are not intended to be used as a form of investment or security, and they may not be subject to the
same regulatory requirements as traditional securities. However, the legal status of utility tokens can be complex and
may be subject to change as laws and regulations evolve. Some jurisdictions may classify certain utility tokens as
securities, which can have implications for the issuance and trading of the tokens.

• It's also important to be aware of any potential risks or limitations associated with the use of utility tokens, such as
technical vulnerabilities, regulatory issues, or the potential for fraudulent activities. In summary, before investing or
using any utility token, it's essential to seek professional legal advice and to carefully research the token's legal
status, associated risks, and potential benefits.

• It's important to understand that investing in cryptocurrency involves significant risks, and you should always do your
own research and seek professional advice before investing.

• Cryptocurrency is a relatively new and rapidly evolving asset class, and it is subject to high volatility, market
manipulation, and regulatory uncertainty. The value of cryptocurrencies can fluctuate widely and can be affected by a
variety of factors, including market conditions, technological developments, and government regulations.

• Additionally, cryptocurrency exchanges and wallets may be subject to hacking or other security breaches, which can
result in the loss of your investment.

• Before investing in cryptocurrency, you should carefully research the specific cryptocurrency, its underlying
technology, and its associated risks. You should also consider your personal financial situation and investment goals,
and consult with a licensed financial advisor or other professional if necessary. In summary, while cryptocurrency can
offer exciting investment opportunities, it's important to proceed with caution and to fully understand the risks
involved before investing.

IBIZ

Before using IBIZ all users must understand and agree that IBIZ can not be considered as neither as a financial or banking
service, nor as a security.

Not a Banking Service

IBIZ and www.ibiz.fun do not provide traditional banking services, nor are they affiliated with, or operate as, a bank or financial
institution in any country or jurisdiction. The name “IBIZ” and “BankersCoin” are trademarks and should not be mistaken for or
confused with banking services. IBIZ is a cryptocurrency and should not be treated as a deposit account, savings account, or
any other type of banking product.

Nature of Services
IBIZ is a cryptocurrency that offers peer-to-peer payment solutions. It is a digital asset that operates on a blockchain and
allows users to engage in transactions directly with each other without the involvement of traditional financial intermediaries.
IBIZ is designed to facilitate the exchange of value in the digital space and is not backed by physical assets or governmentissued currencies.

Risks Associated with Cryptocurrency
Users of IBIZ should be aware of the high risks associated with trading and using cryptocurrencies. These risks include, but
are not limited to, price volatility, regulatory changes, and cybersecurity risks. It is crucial for users to perform their due
diligence and consider the risks involved before choosing to acquire, hold, or transact with IBIZ or any other cryptocurrency.

No Regulatory Protections
As IBIZ is not a banking service, accounts and holdings in IBIZ are not insured or protected by any government agency. Unlike
traditional bank accounts, IBIZ holdings are not insured against loss, theft, or insolvency.

No Warranties or Representations
IBIZ and www.ibiz.fun make no warranties or representations regarding the reliability, accuracy, or completeness of the content
or information on the website. Users should verify information independently before making any decisions based on the
information provided on the website or related to IBIZ.

Jurisdictional Considerations
The availability and legality of IBIZ services may vary depending on jurisdiction. Users are responsible for complying with local
laws and regulations regarding the use of cryptocurrencies.
By using or accessing IBIZ and www.ibiz.fun, you acknowledge and agree to this disclaimer and assume full responsibility for
the implications and risks of using the services and information provided.
IBIZ reserves the right to amend this disclaimer at any time without notice. Users are encouraged to review this disclaimer
periodically.

Not a security
A security is a financial instrument that holds some type of monetary value, it represents an ownership position in a publiclytraded corporation (via stock), a creditor relationship with a governmental body or a corporation (via bonds), or rights to
ownership as represented by an option. Securities can be categorized primarily as debt securities (such as bonds), equity
securities (such as stocks), or derivative contracts (such as options or futures).

Here are some common features of securities:

1. Investment of Money: The purchase of a security typically involves an investment of money or something of value.
2. Expectation of Profits: People invest in securities with an expectation that they will make a profit through dividends,
interest payments, or an increase in the value of the security.
3. Common Enterprise: The investment of money in a security is often in a common enterprise - this could be a
corporation, project, or some other entity.
4. Reliance on the Efforts of Others: When someone invests in a security, they are typically relying on the efforts of
others to generate profits. For example, when investing in a company’s stock, profits are dependent on the
company’s management and operations.
5. Transferability: Securities can be easily transferred between parties. This could be done privately or through an
exchange.
6. Regulation: Securities are often subject to specific regulatory requirements, which can include registration and
reporting obligations.

IBIZ can not be considered as a security, since :

IBIZ is a cryptocurrency. It is a decentralized digital currency that operates without a central authority or single administrator.
Transactions are verified through a network of nodes and recorded on the bitcoin blockchain, a public ledger.

Here's why IBIZ doesn't fit the criteria of a security:

1. No Investment in a Common Enterprise: When someone buys IBIZ, they are not investing in a common enterprise or
project. They are simply purchasing a digital currency.

2. No Expectation of Profits Due to the Efforts of Others: The value of IBIZ is not tied to the efforts of a management
team or company. It is primarily driven by supply and demand in the market. While some individuals may purchase
IBIZ with the hope that it will increase in value, this is speculative and not based on the efforts of a third party to
generate profits.

3. Lack of Regulation as a Security: IBIZ is generally not subject to the same regulatory requirements as securities.While certain governments have put in place regulations specifically for cryptocurrencies, these are often distinct
from securities regulations.

In conclusion, IBIZ is primarily classified and regulated as a digital asset (utility token) or cryptocurrency, and not as a security,
because it doesn't exhibit the typical characteristics of a security. However, it's important to note that regulations can change
and vary between jurisdictions, so it's always good to stay updated with the latest regulatory developments.

Therefore, investors should carefully review any white paper or project proposal and fully understand the risks involved before
making any investment decisions.

IBIZ is a utility token and stablecoin operated entirely within a decentralized framework. By participating in the IBIZ ecosystem,
please be aware of and understand the following:

IBIZ is not owned, controlled, or governed by any central organization, company, or entity. It is entirely decentralized, managed
and maintained through smart contracts on its respective blockchain.

As a holder of IBIZ tokens, you are not purchasing ownership in a company or organization. Instead, you are participating in a
decentralized token ecosystem where you have access to the benefits and use-cases the token offers within its blockchainbased system.

As the owner of IBIZ tokens, you hold the responsibility for the safe storage, use, and any transactions involving your tokens.
Any transaction made with IBIZ tokens, once validated and confirmed on the blockchain, cannot be reversed.

The value of IBIZ is not guaranteed by any entity or organization. Like any other cryptocurrency, its value can fluctuate due to
various factors, including supply and demand in the market. While IBIZ is designed as a stablecoin, this does not guarantee a
fixed price or value in other currencies.

Decentralized systems, while offering various advantages, also come with inherent risks, including the risk of loss due to
technical failures, blockchain failures, or hacking. Please exercise caution and ensure you have adequate security measures
in place when participating in any decentralized systems.

This disclaimer serves as a reminder to all users to thoroughly understand the principles of decentralized cryptocurrencies and
the risks involved before participating. Always conduct your research and consider consulting with a financial advisor.

By holding and using IBIZ tokens, you acknowledge and accept these terms, risks, and conditions.

User eligibility
• Users must be of 18 years old, in order to use IBIZ
• Users must reside in a country or state which has not banned : crypto currencies and/or cryptoassets holding, trading
and/or investments. Access and use of IBIZ is not authorized for US citizens and US residents and may not be legal
by certain persons or in certain countries. If you access the website from outside of EU, you do so on your own
initiative and are responsible for compliance with local laws.
• Users will required to provide identification documents, such as a passport or driver's license, in order to verify their
identity and eligibility to use IBIZ.
• Users will be required to comply with certain laws or regulations, such as anti-money laundering or know-yourcustomer requirements, in order to use IBIZ.

Failure to meet the eligibility requirements would result in your account being suspended or terminated. If you have any
questions or concerns about the eligibility criteria, it's recommended that you seek legal or professional advice.

Ownership and use of IBIZ:
• IBIZ is owned by the individuals or entities that hold the private keys to the wallet in which IBIZ is stored.
• Users who hold or use IBIZ do not own the underlying technology or infrastructure used to create or support IBIZ.
• Users who hold or use IBIZ do not have any ownership rights or interests in the company or organization that created
or supports IBIZ.

User Rights and Responsibilities.
• Users who hold or use IBIZ have the right to transfer IBIZ to other users who hold compatible wallets.
• Users who hold or use IBIZ have the responsibility to ensure that their private keys are secure and that they do not
share them with unauthorized users.
• Users who hold or use IBIZ have the responsibility to comply with all applicable laws and regulations related to the
use of IBIZ, including anti-money laundering and know-your-customer requirements.
• Users who hold or use IBIZ understand and acknowledge that the value of IBIZ can fluctuate widely and that there is
no guarantee that IBIZ will retain its value or appreciate in the future.
• Users who hold or use IBIZ understand and acknowledge that IBIZ may be subject to high volatility, market
manipulation, and regulatory uncertainty.
• Users who hold or use IBIZ understand and acknowledge that IBIZ may be subject to hacking or other security
breaches, and that the company or organization that created or supports IBIZ is not responsible for any losses
resulting from such breaches.

It's important to carefully review the terms of use for any cryptocurrency before using it, and to seek legal or professional
advice if you have any questions or concerns about your rights and responsibilities as a user.

The company or organization that provide, support and manage the Blockchain on which is deployed IBIZ must :

• implement reasonable security measures to protect the cryptocurrency and its users from hacking, theft, and other
security breaches,
• conduct regular security audits and take appropriate measures to address any identified vulnerabilities,
• maintain backup copies of the cryptocurrency to ensure that users' funds are protected in the event of a security
breach.

Users have the responsibility to :
• maintain the security of their own accounts and information, including keeping their passwords and private keys
confidential and secure,
• report any suspected security breaches or unauthorized access to their accounts to the company or organization as
soon as possible,
• use secure devices and networks when accessing their cryptocurrency accounts, and to ensure that their devices
and networks are protected by up-to-date antivirus and anti-malware software,
• comply with all security protocols and requirements established by the company or organization, including two-factor
authentication and other security measures.

Users understand and acknowledge that :
• the company or organization that provide, support and manage the Blockchain on which is deployed IBIZ is not
responsible for any losses resulting from unauthorized access to their accounts or from their failure to comply with
established security protocols,
• it's important to carefully review the terms of use of IBIZ before using it, and to take appropriate measures to protect
your own accounts and information, such as using strong passwords and enabling two-factor authentication. If you
have any questions or concerns about security measures or your responsibilities as a user, it's recommended that
you seek legal or professional advice.

Restrictions on use
• Users may only use IBIZ for lawful purposes and in compliance with all applicable laws and regulations.
• USA citizens and/or resident can not use IBIZ.
• Users may not transfer or sell IBIZ to any person or entity who is not eligible to use IBIZ, as determined by the
company or organization that created or supports IBIZ.
• Users may not use IBIZ to facilitate any illegal activities, including money laundering, terrorist financing, or other
criminal activities.
• Users may not engage in any activities that could undermine the security or stability of IBIZ, including hacking,
network attacks, or other malicious activities.
• Users understand and acknowledge that the company or organization that created or supports IBIZ reserves the right
to impose limitations or restrictions on the use of IBIZ, including restrictions on transferring or selling IBIZ, in order to
comply with applicable laws and regulations or to protect the security and stability of IBIZ.
• Users understand and acknowledge that the company or organization may suspend or terminate their access to IBIZ
at any time and for any reason, including if they violate these terms of use or engage in any activities that could harm
the reputation or integrity of IBIZ.

It's important to carefully review the terms of use for any cryptocurrency before using it, and to comply with all applicable
limitations and restrictions. If you have any questions or concerns about the limitations or restrictions on the use of IBIZ, it's
recommended that you seek legal or professional advice.

Intellectual property
• All intellectual property associated with IBIZ, including trademarks, logos, and copyrights, are owned by the company
or organization that created or supports IBIZ.
• Users may not use any intellectual property associated with IBIZ without the prior written consent of the company or
organization.
• Users understand and acknowledge that any unauthorized use of the intellectual property associated with IBIZ may
result in legal action, including injunctions, damages, and attorneys' fees.
• Users may not create any derivative works based on IBIZ or any intellectual property associated with IBIZ without the
prior written consent of the company or organization.
• Users may not engage in any activities that could harm the reputation or goodwill associated with IBIZ, including
using the intellectual property associated with IBIZ in a manner that is misleading or deceptive.
• Users understand and acknowledge that any feedback or suggestions provided to the company or organization
regarding IBIZ may be used by the company or organization in its sole discretion, and that users have no rights or
claims to any intellectual property associated with IBIZ based on their feedback or suggestions.

It's important to carefully review the terms of use for any cryptocurrency before using it, and to comply with all applicable
intellectual property laws and regulations. If you have any questions or concerns about intellectual property issues associated
with IBIZ, it's recommended that you seek legal or professional advice.

www.ibiz.fun

The website www.ibiz.fun ("Website") is a dedicated informational platform focused on providing knowledge about the utility
token named IBIZ. This Website is neither the developer, owner, administrator nor has any power or authority over IBIZ
governance.

IBIZ is a fully decentralized utility token, and its ownership lies exclusively with its individual holders. Any and all operations,
transactions, or changes relating to IBIZ are governed by its holders as per the rules set forth by its decentralized protocol.

The content on this Website is presented strictly for educational and informational purposes. While every effort has been made
to ensure the accuracy and completeness of the information provided, we make no guarantees, expressed or implied,
regarding the completeness, accuracy, reliability, suitability, or availability with respect to the Website or the information,
products, services, or related graphics contained on the Website for any purpose.

The Website is not responsible for any actions taken by the user based on the information provided on this site or for any loss
or damage in any form to the user. Users are recommended to seek professional advice before making any investment or
decision based on the information provided on the Website.

By using our Website, you hereby consent to our disclaimer and agree to its terms.

Who May Use the website
This website is offered and available to users who are 18 years of age or older. By using this Website, you represent and
warrant that you (i) are 18 years of age or older, (ii) are not barred to use the website under any applicable law, and (iii) are
using the website only for your own personal use. If you do not meet these requirements, you must not access or use the
website.

Changes to the Terms of Use
We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately
when we post them.
Your continued use of the website following the posting of revised Terms of Use means that you accept and agree to the
changes. You are expected to check this page frequently so you are aware of any changes, as they are binding on you.

Accessing the website and Account Security
We reserve the right to withdraw or amend this Website, and any service or material we provide on the Website, in our sole
discretion without notice. We do not guarantee that our site or any content on it, will always be available or be interrupted. We
will not be liable if for any reason all or any part of the website is unavailable at any time or for any period. From time to time,
we may restrict access to some parts of the Website, or the entire Website, to users.

You are responsible for:
•Making all arrangements necessary for you to have access to the website.
•Ensuring that all persons who access the website through your internet connection are aware of these Terms of Use and
comply with them.

To access the website or some of the resources it offers, you may be asked to provide certain registration details or other
information. It is a condition of your use of the website that all the information you provide on the website is correct, current
and complete. You agree that all information you provide to register using this website or otherwise, including, but not limited
to, using any interactive features on the Website, is governed by our Privacy Policy, and you consent to all actions we take
with respect to your information consistent with our Privacy Policy.

You should use particular caution when inputting personal information on to the website on a public or shared computer so that
others are not able to view or record your personal information.

Intellectual Property Rights
The website and its entire contents, features and functionality (including but not limited to all information, software, text,
displays, images, video and audio, and the design, selection and arrangement thereof), are owned by www.ibiz.fun, its
licensors or other providers of such material and are protected by copyright, trademark, patent, trade secret and other
intellectual property or proprietary rights laws.

Trademarks
www.ibiz.fun name, www.ibiz.fun logo and all related names, logos, product and service names, designs and slogans are
trademarks of www.ibiz.fun or its affiliates or licensors. You must not use such marks without the prior written permission of
www.ibiz.fun. All other names, logos, product and service names, designs and slogans on this website are the trademarks of
their respective owners.

Prohibited Uses
You may use the website only for lawful purposes and in accordance with these Terms of Use. You agree not to use the
Website:

•In any way that violates any applicable federal, state, local or international law or regulation.
•For the purpose of exploiting, harming or attempting to exploit or harm minors in any way by exposing them to inappropriate
content, asking for personally identifiable information or otherwise.
•To send, knowingly receive, upload, download, use or re-use any material which does not comply with these Terms of Use.
•To transmit, or procure the sending of, any advertising or promotional material without our prior written consent, including any
"junk mail", "chain letter" or "spam" or any other similar solicitation.
•To impersonate or attempt to impersonate www.ibiz.fun employee, another user or any other person or entity (including,
without limitation, by using e-mail addresses or screen names associated with any of the foregoing).
•To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Website, or which, as determined
by us, may harm www.ibiz.fun or users of the website or expose them to liability.

Additionally, you agree not to:
•Use the website in any manner that could disable, overburden, damage, or impair the site or interfere with any other party's
use of the Website, including their ability to engage in real time activities through the website.
•Use any robot, spider or other automatic device, process or means to access the website for any purpose, including
monitoring or copying any of the material on the website.
•Use any manual process to monitor or copy any of the material on the website or for any other unauthorized purpose without
our prior written consent.
•Use any device, software or routine that interferes with the proper working of the website.
•Introduce any viruses, trojan horses, worms, logic bombs or other material which is malicious or technologically harmful.
•Attempt to gain unauthorized access to, interfere with, damage or disrupt any parts of the Website, the server on which the
website is stored, or any server, computer or database connected to the website.
•Attack the website via a denial-of-service attack or a distributed denial-of-service attack.
•Otherwise attempt to interfere with the proper working of the website.

Reliance on Information Posted
The information presented on or through the website is made available solely for general information purposes. We do not
warrant the accuracy, completeness or usefulness of this information. Any reliance you place on such information is strictly at
your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other
visitor to the Website, or by anyone who may be informed of any of its contents.

This website includes content provided by third parties, including materials provided by other users, bloggers and third-party
licensors, syndicators, aggregators and/or reporting services. All statements and/or opinions expressed in these materials, and
all articles and responses to questions and other content, other than the content provided by www.ibiz.fun are solely the
opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the
opinion of www.ibiz.fun. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials
provided by any third parties.

Changes to the website
We may update the content on this website from time to time, but its content is not necessarily complete or up-to-date. Any of
the material on the website may be out of date at any given time, and we are under no obligation to update such material.

Information About You and Your Visits to the website
All information we collect on this website is subject to our Privacy Policy. By using the Website, you consent to all actions
taken by us with respect to your information in compliance with the Privacy Policy.

Online Purchases and Other Terms and Conditions
Additional terms and conditions may also apply to specific portions, services or features of the Website, including the
registration and sponsorship for conference events. All such additional terms and conditions are hereby incorporated by this
reference into these Terms of Use. In the event of terms that are directly conflicting between these Terms of Use and terms of
conditions for the registration or sponsorship of a conference event, the terms and conditions for the event shall control.

Linking to the website and Social Media Features
You may link to our homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take
advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or
endorsement on our part without our express written consent.

Links from the website
If the website contains links to other sites and resources provided by third parties, these links are provided for your
convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We
have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage
that may arise from your use of them. If you decide to access any of the third party website linked to this Website, you do so
entirely at your own risk and subject to the terms and conditions of use for such website. We reserve the right to withdraw
linking permission without notice.

Geographic Restrictions
The owner of the website is based in EU. We make no claims that the website or any of its content is accessible or appropriate
outside of the EU. Access to the website is not authorized for US citizens and US residents and may not be legal by certain
persons or in certain countries. If you access the website from outside of EU, you do so on your own initiative and are
responsible for compliance with local laws.

Disclaimer of Warranties
You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the
website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and
checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for
maintaining a means external to our site for any reconstruction of any lost data.

WE WILL NOT BE LIABLE FOR ANY LOSS OR damage caused by a distributed denial-of-service attack, viruses or other
technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary
material due to your use of the website or any services or items obtained through the website or to your downloading of any
material posted on it, or on any website linked to it.

your use of the website, its content and any services or items obtained through the website is at your own risk. the website, its
content and any services or items obtained through the website are provided on an "as is" and "as available" basis, without
any warranties of any kind, either express or implied. neither www.ibiz.fun nor any person associated with www.ibiz.fun makes
any warranty or representation with respect to the completeness, security, reliability, quality, accuracy or availability of the
website. without limiting the foregoing, neither www.ibiz.fun nor anyone associated with www.ibiz.fun represents or warrants
that the website, its content or any services or items obtained through the website will be accurate, reliable, error-free or
uninterrupted, that defects will be corrected, that our site or the server that makes it available are free of viruses or other
harmful components or that the website or any services or items obtained through the website will otherwise meet your needs
or expectations.

www.ibiz.fun hereby disclaims all warranties of any kind, whether express or implied, statutory or otherwise, including but not
limited to any warranties of merchantability, non-infringement and fitness for particular purpose.

some jurisdictions do not allow exclusion of warrianties or limitations on the duration of implied warranties, so the above
disclaimer may not apply to you in their entireties, but will apply to the maximum extent permitted by applicable law.

limitation on liability
in no event will www.ibiz.fun, its affiliates or their licensors, service providers, employees, agents, officers or directors be liable
for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the website,
any website linked to it, any content on the website or such other website or any services or items obtained through the
website or such other website, including any direct, indirect, special, incidental, consequential or punitive damages, including
but not limited to, personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or
anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort (including negligence), breach of
contract or otherwise, even if foreseeable. the foregoing does not affect any liability which cannot be excluded or limited under
applicable law which may include fraud.

Indemnification
You agree to defend, indemnify and hold harmless www.ibiz.fun, its affiliates, licensors and service providers, and its and their
respective officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns from and against
any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys' fees)
arising out of or relating to your violation of these Terms of Use or your use of the Website, including, but not limited to, any
use of the Website's content, services and products other than as expressly authorized in these Terms of Use or your use of
any information obtained from the website.

Governing Law and Jurisdiction
All matters relating to the website and these Terms of Use and any dispute or claim arising therefrom or related thereto (in
each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal
laws of Luxembourg without giving effect to any choice or conflict of law provision or rule (whether of Luxembourg or any other
jurisdiction).

Any legal suit, action or proceeding arising out of, or related to, these Terms of Use or the website shall be instituted
exclusively in Luxembourg although we retain the right to bring any suit, action or proceeding against you for breach of these
Terms of Use in your country of residence or any other relevant country. You waive any and all objections to the exercise of
jurisdiction over you by such courts and to venue in such courts.

Waiver and Severability
No waiver of by www.ibiz.fun of any term or condition set forth in these Terms of Use shall be deemed a further or continuing
waiver of such term or condition or a waiver of any other term or condition, and any failure of www.ibiz.fun to assert a right or
provision under these Terms of Use shall not constitute a waiver of such right or provision.

If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or
unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining
provisions of the Terms of Use will continue in full force and effect.

Entire Agreement
The Terms of Use, our Privacy Policy and terms of conditions for the registration of events constitute the sole and entire
agreement between you and www.ibiz.fun with respect to the website and supersede all prior and contemporaneous
understandings, agreements, representations and warranties, both written and oral, with respect to the website.

Your Comments and Concerns

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